My Best Diary

Buying Another House

2012-05-27T15:16:00.006-04:00

My hubby and I have been thinking about buying another house there in my native country, the Philippines. I don't know if that is a good idea or not. When I was still living there, I had never heard much about banks giving mortgages so I assumed that they were quite rare. They probably did exist to some point because if you go in the local bank branches they always have a bulletin board with lists of houses that have been foreclosed on and are available for sale. I recently checked it online also and found the same information on some of the local bank websites.

We are currently in the US and the reason for buying another house in the Philippines is that because we are planning on spending half of the time there and half here. We are not going to buy a house yet on our coming trip this fall but we will be doing a lot of shopping. I did some research and I found out that mortgage interest rates from the banks are a little bit lower than the land developer in a subdivision. In many cases, land developer in a subdivision can self-finance the house for you.

We are probably going to rent a place first and have my hubby get the feel of the location. Besides the mortgage rates from the bank are kind of still high. If we could really find a house that is hard to pass up, we probably buy it cash. That is just a thought but we really don't have that much stashed so it must be a really, really good deal.

Myrtle Beach Hotels With Water Parks

2012-05-23T13:32:00.007-04:00

I have never been to South Carolina but I would like to visit that place if given a chance. If that would happen I am looking forward to the possibility of staying at one of the ocean front Myrtle Beach resorts. The Myrtle Beach resorts are the kind of place that I want for a fun beach side vacation. I saw the family of my hubby's relatives vacationing there and found out that Myrtle resorts have white sugar sand beach.

If my hubby and I decide to take a vacation somewhere here in the US, Myrtle Beach seaside resort would be at the top of our list. Unfortunately, that won't be happening anytime soon because we already have a planned trip abroad later this year. We are planning to go to the Philippines and that trip is kind of expensive so we have to save up money. That means no long trips before that.

My Stress Reliever

2012-05-22T15:19:00.003-04:00

My niece in Germany is my new stress reliever. Before it was food and television. Almost everyday I am able to chat with her. She is just two years old but she knows how to make me laugh. Her dancing and singing can give me a good laugh. She is so cute. She speaks three different languages. Yes, she is multilingual. She speaks Deutsch, English and Bisaya. If she doesn't know the word in Deutsch, she uses the English word. She is a smart girl. She can count numbers 1-10 already mix in two different languages, Deutsch and English. She can also read a few words and alphabet letters.

I have two nieces but I seldom get a chance to talk to my niece in Colorado because we can't get a hold with each online. My sister won't get online until later in the afternoon which is my time to start working. My niece in Germany and I usually talk in the morning when I am still trying to wake myself up. Morning here in the US is afternoon there in Germany.

Rare and Potent Antioxidants

2012-05-17T13:46:00.008-04:00

This last year has been a tough one for us. While I was gone to the Philippines last spring, my hubby was starting to go through a very painful and trying experience. He has been suffering from inflammation in his feet, legs and back. The doctors can't seem to figure out what is wrong with him and he has been feeling like he is totally on his own. Except for the pain killers, the drugs that they gave him only made him worse. He has been trying out a number of natural wellness supplements but has only had limited success in dealing with his problems. It seems like almost all of the things that he has gotten from the big pharmaceutical companies have either done no good at all or most of the time made him worse. He has pretty much totally given up on everything but natural supplements.

We recently heard about a product called Nopalea that is a tasty wellness drink made from the fruit of the Nopal cactus. It has been used for many centuries by the native people as a natural source of many rare and potent antioxidants that have been proven to help the body reduce inflammation. The twelve year old company that is producing the product has sold more than three million bottles so far. That, in itself says a lot about the product. Right now, you can get a free bottle by paying only $9.95 shipping and handling. For your free sample call 1-800-203-7063.

Real Time Tracking Device

2012-05-05T13:02:00.006-04:00

I went to visit my family in the Philippines last year by myself. My hubby was kind of worried and thought about buying a tracking device for me but we did not know any kind of GPS tracking device that would allow him to track me from here in the US. There might be a tracking device that would allow him to do that but we were out of time to do the shopping. Speaking of tracking device, GetiSight.com offers easy to use real time mobile tracking device. Their tracking device provides a complete 30-day vehicle history, alerts you via email and/or text message if your vehicle exceeds a user defined speed limit or leaves specified areas defined by you. The price of their tracking device is the same as of truck and fleet tracking device.

Professional Liability Insurance

2012-05-05T12:46:00.005-04:00

I don't know what professional liability insurance is until recently. It protects you and your business from potentially catastrophic litigation caused by charges of professional negligence or failure to perform your professional duties. If you want to know more about professional liability insurance, go to the linked website. Do you think you need professional liability insurance, get a free quote now at TechInsurance.com.

Cash Register Express POS Software

2012-05-05T11:45:00.005-04:00

If you are a business retail owner or are planning to start up, you probably need a point of sale software that can provide you a versatile and adaptable solution for your retail business. The pc america cash register express retail software is equipped with tools that can save you time and money. Its SQL-driven database provides advanced and automated tracking of inventory values, employee hours, sales reporting and more. This technology allows to focus on customer service instead of clerical work.

Sonic Games

2012-05-03T11:25:00.006-04:00

I like playing computer and online games and I really like getting freebies. I recently found a couple of websites that have the best of both. If you are a Sonic the Hedgehog fan you really need to get yourself acquainted with sonicgames365.com. They have a wide selection of Sonic the Hedgehog games in three different categories. They have actions/arcade games, puzzles/creative games and RPG/movies games. They have way more games than the average person could ever possibly want to play. To make it easier to figure out which ones you want to try, they even have a list of the top fifteen most popular games. The Ultimate Flash Sonic is the one that tops the list with almost a quarter of a million plays so far. You can browse through by subject and content and pick out your own favorite if you want. All this gaming is available for you free on the internet anytime you want. How can you beat that kind of deal?

If Sonic the Hedgehog isn't your thing and you want to look at a broader list of Sega games, you should check the preceding link. There you can find a selection of games for all sorts of platforms including Play Station, Xbox, Nintendo and many more. They even have games for your iPhones, iPods and iPads to boot. So all you gamers out there, whether you are into the freebie stuff or really want the cool advanced big time games that Sega has been producing for years, go for it. Their programmers are the best in the business and they have been around for years. They make it really easy for you to get your favorites for practically every kind of platform that is out there. So what are you waiting for? Go to the links above and check them out.

Wedding Bands

2012-04-28T15:03:00.005-04:00

It was my hubby who did our wedding band shopping. I was still in the Philippines at the time and did most of the preparation for our wedding. Before he bought our wedding bands, he sent me pictures of them for approval. I liked them very much. Speaking of wedding bands, at GoldenMine.com you can find a wide selection of mens wedding bands of different styles and colors. They have gold, platinum, tungsten and titanium. His gold wedding band looks good on his finger.

Signal Boosters

2012-04-28T14:51:00.004-04:00

I don't have a cellphone and am not planning on buying one anytime soon. Our car has a built-in phone that is a very handy device when we are on the road. Besides, most of the time, my hubby and I stay at home because my hubby is now retired and I work out of our home. Our car phone is a satellite phone so we don't have problems when it comes to getting a signal. If you have a cellphone, you should think about getting wi-ex boosters. Signal boosters are helpful, especially for people who live in areas where their signals are weak.

Amplifiers

2012-04-17T14:35:00.005-04:00

My sister and I bought my younger brother an electric guitar. That was our Christmas present to him a couple of years ago. He had been asking for it for quite a while and we finally gave in. Instead of buying it here in the US and having it shipped to the Philippines, we sent him cash so he could buy it there. That way we saved money on shipping and he could buy the electric guitar that he wanted. The money that we sent was not enough to buy a really good amplifier so he might be in need of an upgrade in that area. Maybe the next time we go over there, we can look for a nice randall amplifier that would make his guitar sound a lot better.

Foreclosed Homes

2012-04-17T14:23:00.006-04:00

I don't know what obx foreclosures means. I have searched online and I think it is short for Outer Banks Foreclosures. If you are looking for a really good deal on Outer Banks property, you should check out The Dean Agency. I haven’t done any really serious home shopping yet but I might in the near future, especially if we have a baby. My hubby and I are planning on selling our home here in the north country and moving to a warmer place.

Does it really work?

2012-04-17T14:09:00.005-04:00

If you want to know what the myodrol benefits and side effects are, go to the linked website to learn more. At that site, you can find things you need to know about that testosterone supplement and many more. It is your number one source for information on testosterone boosters like Myodrol. Myodrol has its own pros and cons like many other testosterone products, so it is best to check them out yourself.

Car Title Loan in Minnesota

2012-04-17T14:02:00.004-04:00

Are you looking for safe and secured car title loans Minnesota area? If so, check out Turbo Title Loans. They offer car title loans by using their quick and easy online application form. There are no credit checks needed so you can get the cash you want whenever you need it. They also offer no prepayment penalty. Apply today and get your money tomorrow. Give them a call at 1-800-513-7960 or chat with an online representative if you have any questions.

Free Sample

2012-04-16T17:32:00.007-04:00

I got these samples in the mail today. I was beginning to think that they weren't coming because I had asked for them more than a couple of weeks ago. My hubby bought a large bag of the Miracle Gro Expand n Gro the last time we went to town because he said it sounded like some really good stuff that he wanted to try. Even though the free samples don't amount too much, I am still happy to received them. Thanks IZEA and Miracle Gro for the freebies.

Buying a House

2012-04-13T09:31:00.002-04:00

Guest written by our friend Mason Abbott

Buying a new house can be stressful but if you’ve got a great support system like I do it’s not that bad. My brothers were totally there for me when I asked them to help me move and my mom’s been wonderful helping me pack and unpack and all that. My sister is really good at all the logistics of everything so she’s been sending me links to www.TexasElectricityProviders.com and even calling the cable company for me to get my utilities all set up so I don’t have to worry about it. I love that she’s so active and that my family feels the need to take care of me – it makes me feel like I’m never really out on my own when I know I’ve got them all by my side. My dad was there on moving day to ‘supervise’ but that really meant just tease me about how I don’t have a husband but you know, that’s not something I’m looking for right now. Why do I need one of those when I’ve got my family?

Lawn Mower Needs to be Fixed

2012-04-11T19:38:00.004-04:00

There are quite a few things that my hubby needs to fix soon. The lawn mower is one of them. It broke down last year just before the summer ended. The grass in our yard is already green and it will need to be mowed soon. My hubby hasn't started fixing the lawn mower yet and we don't know if he will be able to fix it by himself or not. I am hoping that he can so that we can save money on the repair. Otherwise we will have to take it to the dealer at a nearby town. I am hoping that we will get some warm weather next week so that my hubby can start working on our lawn mower. The weather this week has been a little bit cold and that's the reason the repair has been put off.

Poly and Canvas Tarps

2012-04-05T13:37:00.007-04:00

My hubby recently bought some poly tarps at a nearby store. We usually use the tarps to cover our garden when the freezing temperatures come before the plants are ready to be harvested. We also use them in the spring if the plants have started to pop up and it looks like we are going to get a late hard freeze. The tarps come in handy for a lot of other uses as well like when we haul stuff in the truck or trailer or we have something stored outside like wood or the garden tractor that needs to be protected from the elements. Tarps Plus has the largest selection of tarps in the USA. They are the leading poly tarps and canvas tarps supplier in the country.

This is a sponsored post.

Garden Accessories

2012-04-02T19:12:00.007-04:00

I have never thought about putting garden gnomes in my garden until just recently. Now that I think about it, it sounds like a really good idea because we have a lot of critters that come in and eat or dig up our garden. Maybe the gnomes would act like scare crows and keep the critters away. I don't know if it would work or not but certainly it is worth a try. If nothing else they could be an interesting and attractive decoration.

Switch Plates

2012-04-02T19:06:00.005-04:00

Most of the electrical switchplates and outlet covers we have at home are made of a cheap plastic. My hubby has already replaced the ones in the living room with nice oak wood switch plates to match the baseboards and door trim in the rest of the room. I like the idea of replacing the switch plates in the other rooms to match the decor there because it is a quick and easy way to improve the look and feel of the whole house. The gold switch plate covers match the door handles of most of our rooms and I find them very attractive. We will be changing them all eventually as we continue to remodel our house.

Got Safe?

2012-03-26T22:44:00.005-04:00

We have been thinking about buying a safe for our home for sometime now. We really don't have a good place to keep our valuable papers and other things like my hubby's guns and a few valuables. We don't have much crime or break-ins in this area but a safe would give us some peace of mind in case the unexpected would happen. The biggest risk we probably have here is the chance of a forest fire burning down our home. Even though we have insurance, there are some things like pictures and personal items that you can't put a value on.

My hubby has looked at a good sized upright Homak Gun Safe that is both fire proof and would be big enough to hold his guns and other irreplaceable items. The safe was only a few hundred dollars and that would be worth the peace of mind it would bring even if the safe never had to serve its primary function.

Lighting Fixtures

2012-03-20T16:36:00.006-04:00

Recently we have been thinking more and more that we want to buy or build a new house in the Philippines. Living here in the north country is really great in the summer time but those long cold winters are getting harder and harder to take. We are thinking it would be great to be here for six months of the year and then fly to a nice warm and sunny place like the Philippines to spend the winters. They even have a special name for people here in the north country that do that. They are called "snow birds".

We have been looking at a lot of different places in my native country in the area where my family and friends reside. We haven't found exactly what we are looking for yet and we may just decide to buy a piece of land and have our house built to our own requirements. My hubby is an engineer and I am sure he could come up with a really nice design for exactly the kind of place we would be looking for.

Buying furniture and decorating the place would be my job. I think it would really be a lot of fun to be able to build and decorate a house just the way I like it. I really like contemporary style decorations and modern lighting. I would love to have contemporary chandeliers in both the dining area and the entry foyer of the house. That kind of decoration can make a really positive impression when you first enter the home.

Coupons

2012-03-16T18:18:00.007-04:00

Coupons help you save money on your shopping. I use coupons, especially when we go grocery shopping, because I get a lot of grocery coupons in the mail. Every once in a while I go window shopping online and I found a place where you can get bikes and LacrosseMonkey coupons. If you are someone like my hubby who likes to shop online, you should check out the linked websites. I will check that site myself to see if they have discount promo codes for airline tickets and other things that I want to buy. It could be a great savings for me.

One of the things that is holding me back from shopping online is the shipping cost. I also don't like to give ratings or reviews but companies in the couponing and online rewards industry seem to be exceptional because they help us save time and money on things we need. So far, I had a good experience in the couponing and online reward industry. I always use coupons when I buy ink cartridges online.

House Cleaning Services

2012-03-15T14:05:00.008-04:00

If you live in North Carolina in the area of Raleigh, Apex or Cary cleaning services are available to you from a reliable cleaning service that has been in the business for over twenty years. Not only do they give you a personalized house cleaning service, they do many other valuable things like run errands, do laundry, walk the dog and just about anything you want so that you can devout your valuable time to the more important things in your life. If that sounds like something you would be interested in, give The Other Woman a call at 919-832-1756 today.

Quick Cash Contest

2012-03-13T12:10:00.001-04:00

Win $200.00 by entering the 5in5Now.com Quick Cash Contest. 5 lucky Winners will be announced on April 15, 2012. Enter Now!